The KEY Team
Windermere Real Estate NE

Let's make your
dream of owning
your first home 
a reality!


Down-Payment Assistant Programs

Getting Started

Dreaming of owning your first home? Tired of shoveling out rent for a home or apartment that doesn't feel like yours? Take heart, changing from renter to homeowner may be easier than you think. We are here to help.

Where do you start?

First of all, learn the financing basics. Get pre-approved and become a smart shopper.

When you buy your first home, making monthly payments probably won't be a problem. After all, you're already paying rent to your landlord each month. It's coming up with the lump sum needed for a down-payment that may seem impossible. Fortunately, there are options to make buying your first home a happy reality.

Programs for first-time buyers. There are several local or federal government programs that help first time buyers get into the housing market. Ask me about these options. 

Your lender. Your bank or credit union may help as well. Are you debt free and own something free and clear, like a car? Your lender may lend you the down-payment by securing it against this asset.  Don't have a lender?  No worries - we have a Preferred Lenders who specialize in working with First-Time Home Buyers, such as yourself.

Private contracts. Look for a seller to help you buy and finance your home. Some sellers are willing to carry the contract themselves and will waive the down payment. You may only have to pay the monthly mortgage installments.  Since it takes a well educated agent to negotiate these who is famliar with the process, give us a call and we can help explain the process and work towards finding the right house for you.

Need financial solutions?

Credit or tax problems. Do you have problems with your credit rating or owe money in taxes? Buying your first home is still a possibility. Check with your lending institution about options, such as paying a higher down- payment.  Learn How to Improve Your Credit Rating If necessary, contact a financial advisor or tax resolution service.

Serving the Washington & the Puget Sound region including: Arlington · Auburn · Ballard · Bellevue · Bothell · Burien
Capitol Hill · Carnation · Des Moines · Duvall · Edmonds · Everett · Factoria · Fall City · Federal Way
Fremont · Green Lake · Issaquah · Kenmore · Kent · Kirkland · Lake City · Lake Forest Park · Lake Stevens
 Laurelhurst · Leschi · Lynnwood · Madison Park · Magnolia · Maple Valley · Marysville · Mercer Island · Mill Creek
Monroe · Mountlake Terrace · Mukilteo · Newcastle · North Bend · Phinney Ridge ·  Queen Anne
 Redmond · Renton · Sammamish · Sea-Tac · Seattle · Shoreline · Snohomish · Snoqualmie
 Tukwila · Wallingford · West Seattle · Woodinville  · King County  · Snohomish County  · Pierce County 
The KEY Team, Your Real Estate Specialists:  Single Family Homes  ·  Luxury Estates  · Condominiums  · Townhomes
Properties with Acreage  · Waterfront  · Rentals  · Commercial Real Estate  · Multi-Family  · Vacant Land
The KEY Team | Kirkland, WA | Office: 425.233.8326 | Fax: 425.460.8495
Stacey Lange - Windermere Real Estate Northeast | Sam Akyel - Better Properties
©2017 GraphicalData, Inc.   Site Map